Investors ... Stay Informed on the Local Market

The better your credit score is, the less obstacles you'll have to cross. When the mortgage companies in Vero Beach Florida are looking at your credit they are generally referring to your FICO score. This is a compilation of the three major credit bureaus and is the standard for determining credit worthiness in the industry.

You will have access to the best loans and more negotiating room with a FICO score above 710, when looking at your combined credit score.

There are now many different loan solutions available to the investor in Vero Beach Florida. There are even some loans that will cover the total purchase price however, with the current credit situation they are far and few between.

There are still options available, if your credit is not excellent. You may be able to negotiate the seller carrying a second mortgage on the property in Vero Beach Florida.

In one scenario, both you and the seller are both happy with the price negotiated. You agree to get a loan for 80% of the purchase price and the seller agrees to take payments for the remaining 20%.

You will find that the process of getting a loan is less complicated for eighty percent of the purchase price. This is especially true if you have negotiated a price below market value. Consider that you agreed on a selling price of $100,000 While the real market value is determined to be 123,000.

With this example the lender that supplies the loan only has $80,000 at risk on a $120,000 property. The risk is a lot less.

We invite you to visit our Indian River Home Sales website to see many of the properties that are currently listed in Vero Beach, Sebastain and other location in Indian River County and along the Treasure Coast of Florida

The Top 5 Aesthetic Mistakes Sellers in Sebastian, Vero Beach of other locations in  Sebastian Florida Make when Selling Their Home, by Brad White, part of the Oquist White Team at Coldwell Banker Ed Schlitt.

Aesthetics play a huge part in a successful sale. A large part of a buyer's decision to buy a house is based on emotions. Aesthetics have a powerful ability to affect emotions. In this article, we'll go over some of the top aesthetic mistakes sellers in the Sebastian Florida area make, so you can avoid these mistakes and fetch a higher price for your house.

Mistake #1 - Poor Lighting

Lighting is crucial when showing your house to a buyer. A brightly lit house with natural light seems bright and inviting. A dark house seems dark and gloomy.

Open all the windows and pull back all the curtains. If the house is naturally poorly lit, get some extra lights in the house to help with the lighting.

Mistake #2 - Lack of Attention to Scent

The subtle taste of how your house smells has a big impact on the buyer. While it's nice to have a faint, clean scent to the house, what should absolutely be avoided are any noticeable strange smells or odors.

The last thing a buyer wants is to inherit the seller's odors. It could go a long way to use some soft air fresheners before showing the house.

Mistake #3 - Poor Exterior First Impression

The inside of your house is not the only place you should pay attention to. The exterior, including the paint and the front yard, both play an important factor in the buyer's decision making process.

Remember, the exterior gives the buyer a first impression of the house.

Mistake #4 - Strange Colors

Perhaps you have a teenager who's painted his walls orange. Perhaps pink appeals to you or matches with your paintings. However, for the buyer the colors may or may not suit them.

Why take the risk? Before showing your house, make sure all the walls are painted a neutral color.

Mistake #5 - Not Making Obvious Repairs

Spray WD-40 on any squeaking hinges. If any major utilities equipment isn't working, have it fixed beforehand. If any of the kitchen cabinets or counter tops are chipped or look old, they should probably be replaced.

Tiles must be scraped of all grime. Often times it could even pay to replace old windows.

If you are thinking about selling your home in Sebastian, Vero Beach, Fellsmere or any other location in Indian River County, you deserve tp hsve the best real estate team working for you. Check out our Indian River Home Sales
 web site to see how we effectively market homes for the quickest possible sale at the highest possible price.

On the other hand, if you are thinking about buying in Indian River County, you owe it to yourself to check out our Home Finders search engine. We look forward to working with you before the next snow storm

There is a lot of free information available to you about buying, selling or investing in Sebastian, Vero Beach or other locations in the Sebastian Florida real estate. Please feel free to contact me with any of your real estate or mortgage related questions and I will be more than glad to answer your questions. Call me on my cell at 772-766-2521 or email me at Brad@IndianRiverHomeSales.com.